I’ll be writing about everything budget related this month and I am super excited to share. To start, I will give a quick guide on how to set-up and maintain your budget.
Why Have a Budget
I created a budget to keep track of my funds. I like to shop, a lot, and this is a bad habit when you also want to save for a house, car, or whatever. I needed something I could visually see that captured the big picture and just looking at your bank account doesn’t cut it. The best thing you can do to start your road to financial success is understand where every dollar goes. Like the cliché saying, when you know better you do better, and this applies to your money management as well. I did not create a budget to restrict myself from buying what I wanted. I created a budget to better align my spending with my goals. With a budget I can see, and it has helped me with my money management tremendously.
What to Use
I created my budget using Google Doc’s spreadsheets (see here) and example below. I used this tool instead excel or word because I could easily update my budget at any time and not have to go to my email/computer to pull a copy. There is also a Google sheets app (download here) that you can have on your phone or iPad which features an offline mode option for editing on the go. The tool is just like excel and pretty easy to use on all devices.
How I Set-up a Budget
To wrap up the month of AUGUST we are recapping our business casual how to dress for work (and anywhere else) at 21, 23, and 25. At 21 we kept it classic, at 23 we played on our love for the edge, and at 25 we went straight for the sleek sexy look.
At 21 your wardrobe will be a mix of all the rags you wore in college and these new-found ‘work’ clothes. The best thing you can do for yourself is buy a nice pair of pants as seen (here) and pair them like crazy. The key to this look is a GOOD pair of paints, meaning the quality is going to be everything. Find a fit you like that doesn’t get too wrinkled or lint ridden and make them your go to!
At 23 you have found your niche and it’s really about breaking out of any boxes work or society may be pressing upon you. Find a way to keep your youth through your style by adding a funky print to your ensemble (shown here) or just toss on a leather jacket. A leather jacket cures all, even a blah outfit day, so they are important to keep around.
At 25 you are grown, so a staple dress might just be your best friend. At this point a cute dress would be great for an important meeting at work and a fun date night. It’s good to have a staple you can wear at anytime of the day like the one pictured here or (here).
It’s hard to not be inspired by Sophia Amoruso, CEO/Founder of Nasty Gal, who is thee ultimate symbol of the Effortless Composition ‘personal style+personal career’ motto. I have not yet read her book #GirlBoss which details how she grew the online clothing shop into a multi-million dollar company, but I plan to soon.
This video came across my desk and really bumped it up on my to do list. Watching the clip reassured me that my dreams are worth pursuing, unconventional and all! The quick interview with the Wall Street Journal touches on being the CEO Nasty Gal and the work wardrobe. I had to share it with you ladies and I hope it gives you the inspiration you need to conquer the week.
“Get a mentor” “I met with my mentor” “My mentor told me” mentor this and that blah blah! You have probably heard these phrases from your co-workers or girlfriends; its a common theme among young women so I imagine you may have once pondered the thought of what having a mentor really means. Well, thats of course if your like me, a young woman who hasn’t actually had a true mentor before recently. I wasn’t privy to this type of support system growing up or even in college so it was a new concept for me up until a year ago.
So now that the research is done I figured I would share a important tidbit about mentoring: What Qualities you Should Be Looking for ?