I recently got a comment on my Ballin On A Budget post and I realized I never did the follow-up post to that so here it is, 4 Money Management Apps You Need. You do not need them all but make sure you at least have 2 of these on your phone now-all FREE.
1. Mint- They should cut me a check some time soon because I swear I am their biggest advocate! I have used Mint for a while to check my spending and accounts all in one place. See more about Mint and why I love it in an earlier post, Simply Mint to Be. This is a great visual alternative to a manual budget, but the same amount of work is required if you want to get the best use of the app.
2. Credit Karma- Credit Karma is a great app to have because it makes monitoring your credit score/overall credit status easy. You do not need a computer, you do not need to wait a whole year to get it free, and you do not have to be surprised. Too often a credit score is a scary topic for some and a great way to get out of that mindset is awareness. Your credit score is something you want to monitor, just like you watch your money. Even if your on a road of financial recovery it would be a great feeling to watch your score go up, do not wait. Having this app on your phone makes it that much easier. It provides your credit score (approximate), tips, credit utilization, credit status, and almost everything on your credit report. The good thing here is it isn’t an app you have to look at daily, but monthly, so why not?