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Ballin’ on a Budget

I’ll be writing about everything budget related this month and I am super excited to share. To start, I will give a quick guide on how to set-up and maintain your budget.

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Why Have a Budget

I created a budget to keep track of my funds. I like to shop, a lot, and this is a bad habit when you also want to save for a house, car, or whatever. I needed something I could visually see that captured the big picture and just looking at your bank account doesn’t cut it. The best thing you can do to start your road to financial success is understand where every dollar goes. Like the cliché saying, when you know better you do better, and this applies to your money management as well. I did not create a budget to restrict myself from buying what I wanted. I created a budget to better align my spending with my goals. With a budget I can see, and it has helped me with my money management tremendously.

What to Use
I created my budget using Google Doc’s spreadsheets (see here) and example below. I used this tool instead excel or word because I could easily update my budget at any time and not have to go to my email/computer to pull a copy. There is also a Google sheets app (download here) that you can have on your phone or iPad which features an offline mode option for editing on the go. The tool is just like excel and pretty easy to use on all devices.

Big oneAM

 

How I Set-up a Budget

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a Belt and a Dress

IMG_1281 Happy Monday Ladies! I hope you all enjoyed your weekend and  kept up with me via instagram (follow me HERE).  My best friend had her quarter century birthday brunch and I always enjoy myself when I am around this particular group of people, pure happiness! For my look, I opted for a grudge chic style by pairing a belt and a dress. IMG_1255 IMG_1264

*Get a similar look with links below * Read more